Bank of Russia: cardholders of the national payment system "World" may suffer from the actions of hackers

    The attackers can learn information about the card through the remote service system of the



    Central Bank warned that the holders of the cards of the national payment system "World" at the beginning of the operation of this system can become victims of intruders, writes "RBC". The consultant of the Center for Monitoring and Responding to Computer Attacks in the Credit and Financial Sphere (FinCERT) of the Bank of Russia Alexander Chebar, at a meeting of the Chamber of Commerce and Industry Committee on Financial Markets and Credit Organizations, said that such cards may be vulnerable at the initial stage of use through remote service channels.

    According to Alexander Chebar, the level of protection of cards of the national payment system corresponds to the level of security of international payment systems. “However, from the point of view of the work of the card users themselves, yes, a small failure is possible during the first time of using these cards. That is a clear failure in terms of theft of money. The attack will not be on the card itself, but on some systems that complement this card, for example, on remote banking systems, reading information about a payment card, ”he said.

    At the same time, Nikolai Pyatiizbyantsev, head of the incident management department of Gazprombank’s information protection department, claims that the card does not have special protection. “To withdraw funds from the“ Mir ”card, you only need to know the card number and PIN code. There is no talk of any protected technologies, ”he says. Moreover, if the card data becomes known to attackers, then it may be stolen "many times more."

    Artem Sychev, Deputy Head of the Central Security and Safety Directorate of the Central Bank, said: “NSPK complies with the requirements of the International Payment Card Industry Security Standard (PCI DSS) and the Law“ On the National Payment System ”. The technologies used in the Mir payment card were developed taking into account security requirements and in close cooperation with the authorized state bodies in the field of security. ”

    In his opinion, the Mir card is subject to risks associated with an insufficient level of understanding and financial literacy of its users, no more than other financial instruments. “We are absolutely sure that while observing the standard security rules (do not write down the PIN-code on the card, do not communicate confidential information to outsiders, including the CVV-code), the World cardholders are reliably protected,” Sychev comments on the situation.

    The law of the Russian Federation obliges outlets with revenue of 120 million rubles. per year to accept cards of the national payment system. If the revenue is lower, but the company accepts other cards, the acquirer bank must connect it to the “World”. Domestic banks must ensure acceptance of the World cards by July 1, 2016.

    Recently it turned out that Rospotrebnadzor began to finemerchants for refusing to accept the World cards back in May 2015. At that time, the National Payment Card System (NSPK) has not yet issued a single card, there was no name for the cards, or even a competition for the brand.

    In March of this year, the Central Bank sent 51 banks a demand to start accepting World cards at all service outlets. Banks also obliged to issue cards for civil servants from July 1.

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