Jul 2, 2025 · This mortgage recast calculator helps you estimate your new monthly payment after making a lump sum toward your loan principal. Recasting reduces monthly payments while keeping the original loan term and interest rate.
Apr 30, 2026 ·
https://recastcalc.com/recast/
Apr 30, 2026 · Free mortgage recast calculator . Enter your balance, rate, term, and lump sum to see your new monthly payment, lifetime interest savings, and how recast compares to a refinance or extra principal payment.
May 11, 2026 · A mortgage recast calculator shows how a lump-sum principal payment lowers your monthly mortgage payment without refinancing. Enter your current balance, lump sum, and remaining term to see your new payment and total interest savings.