Investing in gold

    image

    Looking at the history of changes in gold prices, you can calculate what percentage of annual profits you would get if you invested a certain amount in gold 5 to 10 years ago. You would be convinced that this percentage is ten times higher than the bank interest on deposits. It is even taken into account that the gold price market, of course, responds to the global economy and sometimes prices fall, but in general, since 2000, gold prices have been growing steadily. Consider the main opportunities for investing in gold.


    The most traditional investment option is to buy gold bullion. The minimum amount that investors usually buy is equal to one gold ounce, which is approximately equal to 31 grams of gold. Banks sell such gold ounces in company packaging and with a document confirming the authenticity and fineness of gold. At the time of writing, the price of a gold ounce was $ 1,642 (October 9, 2011). On many primary Internet resources, world gold prices are expressed precisely in dollars per ounce. Of course, banks also sell larger gold bars - up to 999 grams or 1 kilogram bars, depending on the sample. This type of investment has a very weak side, expressed in legislation. When you purchase any amount of gold through a bank, you also pay the value of VAT included in it. If you want to sell gold, naturally you do not get VAT, so the entire margin for the period you invested is consumed by VAT, making this investment option unpromising. In addition, a risk factor when storing gold bullions is present and it is necessary to spend money on the cost of a bank cell or store gold in a certain cache.

    The VAT scheme does not apply to those who buy investment or collection gold coins. But in this situation, there is one point - the price of gold coins is always too high, this can be explained. The price, in addition to gold, includes the cost of producing a coin and evaluating its numismatic value. Therefore, no one sells gold coins just like gold, by weight.

    There is also the opportunity to open a depersonalized metal account in a bank, in our case a gold one. Paying money to the bank and buying gold, you do not actually get it in your hands, it remains in the bank and is stored there. In fact, in that branch of the bank where you opened an account, there is no gold. But the bank guarantees that your gold account is tied to its gold reserve. Naturally, for such investments, a reliable bank is selected, which is included in the deposit insurance system. Studying its annual reporting, intended for publication. Professional investors study the entire audit history of this banking structure. This method of investing will also require storage costs - the bank takes these costs automatically, in the form of a commission, when opening a gold account. Prices are usually comparable to the cost of renting a bank cell.

    A very interesting type of investment is investing in electronic currency. In particular, the familiar Web Money system provides an opportunity to open the so-called G-purses tied to gold of the highest standard. Of course, some investors are skeptical of this type of investment - the most sensitive issue is the protection of a virtual wallet. After all, serious investors do not want to keep a few ounces on their accounts, they buy kilograms of gold, and storing millions of rubles on an electronic account, without actually having any documents on hand, is very risky. Of course, hackers can also crack your bank account, but you have documents, and in any case, the bank will return everything to you. The situation with Web Money is different - in case of theft from your electronic wallet, the system will only show the transaction history and help in filing an application with law enforcement, but it will not return anything. In any case, investing in an electronic gold wallet is the most mobile investment in gold. You can deposit gold into your account at any time using the internal or external system exchanger. Also, at any time you can exchange your gold in dollars, rubles or euros (and several other currencies). The Web Money system does not charge fees, like a bank, for storing gold, although it is also tied to their company's gold reserves. Also, at any time you can exchange your gold in dollars, rubles or euros (and several other currencies). The Web Money system does not charge fees, like a bank, for storing gold, although it is also tied to their company's gold reserves. Also, at any time you can exchange your gold in dollars, rubles or euros (and several other currencies). The Web Money system does not charge fees, like a bank, for storing gold, although it is also tied to their company's gold reserves.

    In principle, no matter how to invest in gold, the main thing is to do it at the right moments.

    Also popular now: