February 3, 2015 at 16:19Rating of the best banks for business
Hello!
The first question faced by novice entrepreneurs is in which bank to open a current account. We have compiled a ranking of the best banks for business to help you make your choice. 29 banks participated in the rating, and the result was unexpected.
Rating of the best banks for business from " I love SP "
For the rating, we selected the 20 largest banks in terms of turnover on individual accounts for 2014. Then another 10 of the most popular reviews on forums and social networks. We interviewed entrepreneurs, what was important for them when choosing a bank. So we got a list of questions.
For several weeks, we studied the sites and tariffs of banks, wrote letters to them, called technical support (for some calls we spent 600 minutes of Skype calls). To make the assessment objective, we compared tariffs only for Moscow. The basis was a standard tariff, without a package, or a minimum package.
For each issue, depending on the weight, we rated the banks from 1 to 4 points. The maximum number of points that can be scored is 89.
21) Russian Agricultural
Bank 20) Khanty-Mansiysk Bank / Gazprombank
19) SMP Bank / Binbank
18) Uniastrumbank / VTB24
17) Moscow Industrial Bank / UniCredit Bank
16) Bank Uralsib / SKB Bank
15) Sberbank
14) Rosbank
13) Bank of Moscow
12) OTP Bank / Bank Opening
11) Intesa
We divided all issues into three categories: customer focus, tariffs and manufacturability. Here are the banks that scored the maximum points in each category.
The most customer-oriented banks
The quickest way to open a current account in them is to connect to Internet banking. This will require a minimum of visits.
The most technological banks
These banks work with all browsers and on Mac OS (except for UBRD, it does not work on Internet Explorer). They can send payments via the web interface of the Internet bank from a tablet or mobile phone, for this you do not need to have a USB key or install Java. Alfa-Bank has a mobile bank for iOS and Android with sending payments according to templates.
Banks with the lowest rates.
On average, opening a bank account costs 1000–2000 rubles, maintaining an account 500–1000 rubles. Internet banking connection is still 1000 rubles., Monthly service 500 rubles.
In addition to the tariffs for opening and maintaining an account, it is worth paying attention to the cost of one payment order. Sending payments via the Internet bank costs from 15 to 250 rubles, on paper from 18 to 300 rubles.
The most expensive bank was SKB Bank. Opening a current account, connecting an Internet bank and annual maintenance in it will cost 26,884 rubles.
Banks with the lowest rates:
For all banks, we calculated the cost for the year. It includes opening a current account, connecting an Internet bank, issuing a USB key, maintaining an account and servicing an Internet bank during the year, as well as 1 payment via the Internet bank per month.
10) Bank St. Petersburg
Bank St. Petersburg took the 10th line in our rating due to its adaptability. Internet banking works on Mac OS, with all browsers. You can send payments via SMS, including through the web interface of the Internet bank from mobile devices.
The cost for the year is 9500 rubles.
Tariffs on the site
9) Promsvyazbank
In Promsvyazbank, Internet banking is connected within an hour. It works on Mac OS, with all browsers. Information about the movement of the account can be received by SMS and e-mail. There is a mobile bank, but only for viewing transactions. There is also integration with Internet accounting. My business.
The cost for the year is 11 910 rubles.
Tariffs on the site
8) Absolut Bank
The main plus of Absolut Bank is the low cost of maintaining a foreign currency account with an Internet bank, 200 rubles. per month. Internet banking works on Mac OS, with all browsers.
The cost for the year is 12 064 rubles.
Tariffs on
Raiffeisenbank's website Raiffeisenbank's
online banking only works on Windows with Internet Explorer and Mozilla Firefox. Information about the movement of the account can be received by SMS and e-mail. There is a mobile bank, but only for viewing transactions.
The cost for the year is 10 560 rubles.
Tariffs on the site
7) SDM Bank
At SDM Bank, opening a current account and connecting to Internet banking takes 1 day. To do this, you need to come to the bank 1 time. Internet Banking only works on Windows with Internet Explorer. Information about the movement of the account can be received by SMS and e-mail. There is integration with Internet accounting. My business.
The cost for the year is 11 900 rubles.
Tariffs on the site
6) Probusinessbank
In Probusinessbank, it is not possible to open a foreign currency account on the Start tariff, on other tariffs it is free to open and maintain a foreign currency account. Internet banking works on Mac OS, with all browsers. If you have a PASS token, you can send payments via the web interface of the Internet bank from mobile devices. There is a mobile bank, you can send payments through it if you have a smart card (the cost for Android is 2300 rubles, for iOS 2800–3100 rubles). Information about the movement of the account by e-mail is available when connecting SMS-informing, the cost of 400 rubles. per month.
The cost for the year is 8300 rubles.
There are no tariffs on the site, they were provided by technical support.
Center-invest
Center-invest Bank has the lowest tariffs for sending payments, through the Internet bank - 15 rubles, on paper - from 18 to 22 rubles. Maintaining a foreign currency account for free. Internet Banking runs on Windows with Internet Explorer, Mozilla Firefox and Chrome.
The cost for the year is 8880 rubles.
Tariffs on the site
5) Vanguard
Pluses of the Bank Vanguard is the opening of a current account and the connection of Internet banking in 1 day. If you leave a request on the site, then you need to come to the bank only 1 time. Internet Banking works on Mac OS, with all browsers, but there may be problems when printing a payment order if you do not use Internet Explorer or Mozilla Firefox.
The cost for the year is 7300 rubles.
Tariffs on the site
4)SB Bank
A license was revoked from a bank.
3) Alfa-Bank
Three leaders open Alfa-Bank. To open a bank account, you need to come only 1 time. Internet banking is connected immediately after payment for account maintenance. It is impossible to open a foreign currency account at the Business Start tariff.
Internet banking works on Mac OS, with all browsers. You can send payments via SMS, including through the web interface of the Internet bank from mobile devices. There is a mobile bank, to send payments you need to connect a "mobile payment", the cost is 59 rubles. per month. There is free reporting on the movement of the account by SMS, integration with online accounting Elba and My business.
The cost for the year is 13,170 rubles.
Tariffs on the website
2) UBRD
In UBRD, opening a current account and connecting to Internet banking takes several hours. If you leave a request on the site, then you need to come to the bank only 1 time.
Internet Banking works with all browsers except Internet Explorer, as well as Mac OS. You can send payments via SMS, including through the web interface of the Internet bank from a tablet. Informing about the movement of the account by SMS and email is free. There is a mobile bank, but only for viewing transactions.
The cost for the year is 3900 rubles.
Tariffs on the site
1)Probank
The license was revoked from the bank.
A full table of all banks can be found here .
1) Decide what is most important to you. Cost of service, manufacturability or individual services. If you work with a tablet or mobile phone, choose a bank where you can send payments from mobile devices. If you want to accept payments on the site, see if the bank has Internet acquiring. If you work with cash, pay attention to the fee for receiving and issuing cash and the cost of a cache card (similar to a checkbook).
2) Carefully study the rates. When opening a current account, you will need a card with sample signatures. It can be certified by a notary or a bank. The costs of certifying the card and the necessary documents are not included in the cost of opening an account and are paid separately. The cost of connecting an Internet bank usually does not include issuing a certificate and issuing a USB key. They are also paid separately.
3) Leave a request to open an account on the bank's website. This will help to reduce the period of verification of documents by security.
4) Check the list of documents required to open an account. If you need an extract from the USRIP, order it in advance, since after registering the IP, it will no longer be issued. The usual statement is made 5 working days.
5) If you plan to open a plastic card in the same bank, then look at the tariffs for transferring money from a current account to a card. For example, in Alfa-Bank, transfers to a personal card of up to 150,000 rubles. per month are free. After that, a commission of 0.5% of the transfer amount is charged, at least 100 rubles.
Which bank do you use? What do you like, what don't you like? Write in the comments.
The first question faced by novice entrepreneurs is in which bank to open a current account. We have compiled a ranking of the best banks for business to help you make your choice. 29 banks participated in the rating, and the result was unexpected.
Rating of the best banks for business from " I love SP "
How we ranked
For the rating, we selected the 20 largest banks in terms of turnover on individual accounts for 2014. Then another 10 of the most popular reviews on forums and social networks. We interviewed entrepreneurs, what was important for them when choosing a bank. So we got a list of questions.
Questions on which we evaluated banks
- How many days does it take to open a current account?
- How many days does Internet banking take?
- How many times do you need to come to the bank to open a current account and connect to Internet banking?
- Operation day.
- The cost of opening a current and foreign currency account.
- The cost of connecting an Internet bank, issuing a certificate and issuing a USB key.
- The cost of maintaining a settlement and currency account.
- The cost of maintaining an account in the presence of Internet banking.
- The cost of servicing Internet banking.
- The cost of maintaining an account in the absence of operations.
- The cost of one payment order (within the bank, to the budget, outside the bank in electronic form and on paper).
- The cost of an account statement on paper.
- What browsers does Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari)?
- Does Internet Banking work with Mac OS?
- Is authorization in the Internet bank possible and sending payments via SMS?
- Is it possible to send payments via the web interface of the Internet bank from a tablet or mobile phone?
- Availability and cost of reporting on the movement of an account by SMS.
- Availability of information on the movement of the account by e-mail.
- Availability and cost of a mobile bank. Is it possible to send payments through a mobile bank?
- The presence of integration with online accounting (Elba, My business).
- Availability of Internet acquiring.
- Availability of mobile acquiring.
For several weeks, we studied the sites and tariffs of banks, wrote letters to them, called technical support (for some calls we spent 600 minutes of Skype calls). To make the assessment objective, we compared tariffs only for Moscow. The basis was a standard tariff, without a package, or a minimum package.
For each issue, depending on the weight, we rated the banks from 1 to 4 points. The maximum number of points that can be scored is 89.
How seats 21 to 11 were distributed
21) Russian Agricultural
Bank 20) Khanty-Mansiysk Bank / Gazprombank
19) SMP Bank / Binbank
18) Uniastrumbank / VTB24
17) Moscow Industrial Bank / UniCredit Bank
16) Bank Uralsib / SKB Bank
15) Sberbank
14) Rosbank
13) Bank of Moscow
12) OTP Bank / Bank Opening
11) Intesa
Category Rating
We divided all issues into three categories: customer focus, tariffs and manufacturability. Here are the banks that scored the maximum points in each category.
The most customer-oriented banks
Probank- Vanguard
- UBRD / Alfa Bank.
The quickest way to open a current account in them is to connect to Internet banking. This will require a minimum of visits.
The most technological banks
- Alfa Bank
Probank- UBRD
These banks work with all browsers and on Mac OS (except for UBRD, it does not work on Internet Explorer). They can send payments via the web interface of the Internet bank from a tablet or mobile phone, for this you do not need to have a USB key or install Java. Alfa-Bank has a mobile bank for iOS and Android with sending payments according to templates.
Banks with the lowest rates.
On average, opening a bank account costs 1000–2000 rubles, maintaining an account 500–1000 rubles. Internet banking connection is still 1000 rubles., Monthly service 500 rubles.
In addition to the tariffs for opening and maintaining an account, it is worth paying attention to the cost of one payment order. Sending payments via the Internet bank costs from 15 to 250 rubles, on paper from 18 to 300 rubles.
The most expensive bank was SKB Bank. Opening a current account, connecting an Internet bank and annual maintenance in it will cost 26,884 rubles.
Banks with the lowest rates:
ProbankSB Bank- UBRD
10 best banks for business
For all banks, we calculated the cost for the year. It includes opening a current account, connecting an Internet bank, issuing a USB key, maintaining an account and servicing an Internet bank during the year, as well as 1 payment via the Internet bank per month.
10) Bank St. Petersburg
Bank St. Petersburg took the 10th line in our rating due to its adaptability. Internet banking works on Mac OS, with all browsers. You can send payments via SMS, including through the web interface of the Internet bank from mobile devices.
The cost for the year is 9500 rubles.
More details
| Opening a current account | 1-3 days |
| Internet Bank Connection | On the day of opening an account |
| The number of visits to the bank | 2 |
| The cost of opening a current / currency account | 1000 rub. / 2000 rub. |
| Internet banking connection cost | 1000 rub |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 600 rub. / 600 rub. |
| Internet banking service cost | 0 |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 4 rub. / 0/25 rub. / 300 rub. |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | With all |
| Does Internet Banking work with Mac OS | Yes |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Yes |
| The presence of a mobile bank | Not |
| Availability and cost of reporting traffic by SMS account (per month) | Yes, only consumables / 50 rubles. |
| Availability of information on the movement of the account by email. mail | Yes, only consumables / 30 rubles. |
| Integration with online accounting (Elba, My business) | Not |
Tariffs on the site
9) Promsvyazbank
In Promsvyazbank, Internet banking is connected within an hour. It works on Mac OS, with all browsers. Information about the movement of the account can be received by SMS and e-mail. There is a mobile bank, but only for viewing transactions. There is also integration with Internet accounting. My business.
The cost for the year is 11 910 rubles.
More details
| Opening a current account | 1-3 days |
| Internet Bank Connection | 1 day (in Moscow - 1 hour) |
| The number of visits to the bank | 3 |
| The cost of opening a current / currency account | 490 RUB / 30 $ |
| Internet banking connection cost | 0, USB dongle 680 rub. |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 850 rub. / 30 $ |
| Internet banking service cost | 0 |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 0/0 / up to 5 payments - 45 rubles.,> 5 payments - 90 rubles. / 250 rub. |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | With all |
| Does Internet Banking work with Mac OS | Yes |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Not |
| The presence of a mobile bank | Yes, only view operations |
| Availability and cost of reporting traffic by SMS account (per month) | Yes, up to 125 rubles. |
| Availability of information on the movement of the account by email. mail | Yes |
| Integration with online accounting (Elba, My business) | Yes, my business |
Tariffs on the site
8) Absolut Bank
The main plus of Absolut Bank is the low cost of maintaining a foreign currency account with an Internet bank, 200 rubles. per month. Internet banking works on Mac OS, with all browsers.
The cost for the year is 12 064 rubles.
More details
| Opening a current account | 5-7 days |
| Internet Bank Connection | 1 day |
| The number of visits to the bank | 2 |
| The cost of opening a current / currency account | 1000 rub. / 1000 rub. |
| Internet banking connection cost | 300 rub., USB key 1,500 rub. |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 450 rub. / 200 rub. |
| Internet banking service cost | 300 rub |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 0/0/22 rub. / 60 rub. |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | With all |
| Does Internet Banking work with Mac OS | Yes |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Not |
| The presence of a mobile bank | Not |
| Availability and cost of reporting traffic by SMS account (per month) | Yes, only consumables / 0 |
| Availability of information on the movement of the account by email. mail | Not |
| Integration with online accounting (Elba, My business) | Not |
Tariffs on
Raiffeisenbank's website Raiffeisenbank's
online banking only works on Windows with Internet Explorer and Mozilla Firefox. Information about the movement of the account can be received by SMS and e-mail. There is a mobile bank, but only for viewing transactions.
The cost for the year is 10 560 rubles.
More details
| Opening a current account | 2-3 days |
| Internet Bank Connection | 2 days |
| The number of visits to the bank | 3 |
| The cost of opening a current / currency account | 0/1700 rub. |
| Internet banking connection cost | 0 |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 880 rub. / 25 $ |
| Internet banking service cost | 0 |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 0/0 / up to 3 payments - 0,> 3 payments - 30 rubles / 120 rubles. |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | Internet Explorer, Mozilla Firefox |
| Does Internet Banking work with Mac OS | Not |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Not |
| The presence of a mobile bank | Yes, only view operations |
| Availability and cost of reporting traffic by SMS account (per month) | Yes, 190 rubles. |
| Availability of information on the movement of the account by email. mail | Yes |
| Integration with online accounting (Elba, My business) | Not |
Tariffs on the site
7) SDM Bank
At SDM Bank, opening a current account and connecting to Internet banking takes 1 day. To do this, you need to come to the bank 1 time. Internet Banking only works on Windows with Internet Explorer. Information about the movement of the account can be received by SMS and e-mail. There is integration with Internet accounting. My business.
The cost for the year is 11 900 rubles.
More details
* It is necessary to deposit 2500 rubles into the account. to pay commissions .
| Opening a current account | 1 day |
| Internet Bank Connection | On the day of opening an account |
| The number of visits to the bank | 1 |
| The cost of opening a current / currency account | 0/0 |
| Internet banking connection cost | 0 *, USB key 1100–1350 rub. |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 300 rub with a balance of <100,000 rubles / 0 |
| Internet banking service cost | 600 rub |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 0/0/25 rub. / 80 rub. |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | Internet explorer |
| Does Internet Banking work with Mac OS | Not |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Not |
| The presence of a mobile bank | Not |
| Availability and cost of reporting traffic by SMS account (per month) | Up to 100 posts - 0 |
| Availability of information on the movement of the account by email. mail | Yes |
| Integration with online accounting (Elba, My business) | Yes, my business |
Tariffs on the site
6) Probusinessbank
In Probusinessbank, it is not possible to open a foreign currency account on the Start tariff, on other tariffs it is free to open and maintain a foreign currency account. Internet banking works on Mac OS, with all browsers. If you have a PASS token, you can send payments via the web interface of the Internet bank from mobile devices. There is a mobile bank, you can send payments through it if you have a smart card (the cost for Android is 2300 rubles, for iOS 2800–3100 rubles). Information about the movement of the account by e-mail is available when connecting SMS-informing, the cost of 400 rubles. per month.
The cost for the year is 8300 rubles.
More details
| Opening a current account | 1–5 days |
| Internet Bank Connection | On the day of opening an account |
| The number of visits to the bank | 1 |
| The cost of opening a current / currency account | 500 rubles / not provided |
| Internet banking connection cost | 0, USB dongle 1500–2000 rub. |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 500 rubles / not provided |
| Internet banking service cost | 0 |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 0/25 rub. / 25 rub. / 50 rub. |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | With all |
| Does Internet Banking work with Mac OS | Yes |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Yes, with a PASS token |
| The presence of a mobile bank | Yes |
| Availability and cost of reporting traffic by SMS account (per month) | Yes, 400 rubles. |
| Availability of information on the movement of the account by email. mail | Yes, when connecting SMS informing |
| Integration with online accounting (Elba, My business) | Not |
There are no tariffs on the site, they were provided by technical support.
Center-invest
Center-invest Bank has the lowest tariffs for sending payments, through the Internet bank - 15 rubles, on paper - from 18 to 22 rubles. Maintaining a foreign currency account for free. Internet Banking runs on Windows with Internet Explorer, Mozilla Firefox and Chrome.
The cost for the year is 8880 rubles.
More details
| Opening a current account | 1 hour |
| Internet Bank Connection | 3-5 days |
| The number of visits to the bank | 2 |
| The cost of opening a current / currency account | 1500 rub., When connecting to the Internet bank 1000 rub. / 500 rub. |
| Internet banking connection cost | 1000 rubles., While opening an account 500 rubles., For currency transactions 1300 rubles. |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 400 rub. / 0 |
| Internet banking service cost | 200 rubles, for foreign exchange transactions 400 rubles. |
| The cost of one payment order (inside the bank / on the budget / outside the bank in electronic form / on paper) | 0/0/15 rubles / 18–22 rubles |
| What browsers do Internet Bank work with (Internet Explorer, Mozilla Firefox, Chrome, Safari) | With everyone except Safari |
| Does Internet Banking work with Mac OS | Not |
| Is it possible to send payments via the web interface of the Internet bank from mobile devices | Not |
| The presence of a mobile bank | Not |
| Availability and cost of reporting traffic by SMS account (per month) | Yes, 50 rubles. |
| Availability of information on the movement of the account by email. mail | Not |
| Integration with online accounting (Elba, My business) | Not |
Tariffs on the site
5) Vanguard
Pluses of the Bank Vanguard is the opening of a current account and the connection of Internet banking in 1 day. If you leave a request on the site, then you need to come to the bank only 1 time. Internet Banking works on Mac OS, with all browsers, but there may be problems when printing a payment order if you do not use Internet Explorer or Mozilla Firefox.
The cost for the year is 7300 rubles.
More details
| Opening a current account | 1 day |
| Internet Bank Connection | On the day of opening an account |
| The number of visits to the bank | 1 (application on the site) |
| The cost of opening a current / currency account | 1000 rub - for individual entrepreneurs, 3000 rubles. - for LLC / 1000 rubles. |
| Internet banking connection cost | 0 |
| The cost of maintaining a settlement / currency account in the presence of Internet banking | 500 rub. / 500 rub. |
| Стоимость обслуживания интернет-банка | 0 |
| Стоимость одного платёжного поручения (внутри банка/ в бюждет/ за пределы банка в эл. виде/ на бумажном носителе) | 0/ 0/ 25 руб./ 150 руб. |
| С какими браузерами работаем интернет-банк (Internet Explorer, Mozilla Firefox, Chrome, Safari) | Со всеми |
| Работает ли интернет-банк с Mac OS | Да |
| Возможна ли отправка платежей через веб-интерфейс интернет-банка с мобильных устройств | Нет |
| Наличие мобильного банка | Нет |
| Наличие и стоимость информирования о движении по счёту по SMS (в месяц) | Да, только о расходных операциях/ 0 |
| Наличие информирования о движении по счёту по эл. почте | Нет |
| Интеграция с интернет-бухгалтерией (Эльба, Моё дело) | Нет |
Tariffs on the site
4)
A license was revoked from a bank.
3) Alfa-Bank
Three leaders open Alfa-Bank. To open a bank account, you need to come only 1 time. Internet banking is connected immediately after payment for account maintenance. It is impossible to open a foreign currency account at the Business Start tariff.
Internet banking works on Mac OS, with all browsers. You can send payments via SMS, including through the web interface of the Internet bank from mobile devices. There is a mobile bank, to send payments you need to connect a "mobile payment", the cost is 59 rubles. per month. There is free reporting on the movement of the account by SMS, integration with online accounting Elba and My business.
The cost for the year is 13,170 rubles.
More details
| Opening a current account | 3 days |
| Internet Bank Connection | Сразу после оплаты за обслуживание счёта |
| Количество визитов в банк | 1 |
| Стоимость открытия расчётного/ валютного счёта | 0/ не предусмотрен |
| Стоимость подключения интернет-банка | 990 руб. |
| Стоимость ведения расчётного/ валютного счёта при наличии интернет-банка | 990 руб./ не предусмотрен |
| Стоимость обслуживания интернет-банка | 0 |
| Стоимость одного платёжного поручения (внутри банка/ в бюждет/ за пределы банка в эл. виде/ на бумажном носителе) | 0/ 0/ до 5 платежей — 25 руб., > 5 платежей — 250 руб./ 250 руб. |
| С какими браузерами работаем интернет-банк (Internet Explorer, Mozilla Firefox, Chrome, Safari) | Со всеми |
| Работает ли интернет-банк с Mac OS | Да |
| Возможна ли отправка платежей через веб-интерфейс интернет-банка с мобильных устройств | Да |
| Наличие мобильного банка | Да, «мобильный платеж» — 59 руб. в месяц |
| Availability and cost of reporting traffic by SMS account (per month) | Yes 0 |
| Availability of information on the movement of the account by email. mail | Not |
| Integration with online accounting (Elba, My business) | Yes |
Tariffs on the website
2) UBRD
In UBRD, opening a current account and connecting to Internet banking takes several hours. If you leave a request on the site, then you need to come to the bank only 1 time.
Internet Banking works with all browsers except Internet Explorer, as well as Mac OS. You can send payments via SMS, including through the web interface of the Internet bank from a tablet. Informing about the movement of the account by SMS and email is free. There is a mobile bank, but only for viewing transactions.
The cost for the year is 3900 rubles.
More details
* Security Service
| Opening a current account | 1 hour (check SAT * 3-4 hours) |
| Internet Bank Connection | В день открытия счёта |
| Количество визитов в банк | 1 (заявка на сайте) |
| Стоимость открытия расчётного/ валютного счёта | 0/ 0 |
| Стоимость подключения интернет-банка | 0 |
| Стоимость ведения расчётного/ валютного счёта при наличии интернет-банка | 300 руб./ 5$ |
| Стоимость обслуживания интернет-банка | 0 |
| Стоимость одного платёжного поручения (внутри банка/ в бюждет/ за пределы банка в эл. виде/ на бумажном носителе) | 0/ 0/ 25 руб./ 60 руб. |
| С какими браузерами работаем интернет-банк (Internet Explorer, Mozilla Firefox, Chrome, Safari) | Со всеми, кроме IE |
| Работает ли интернет-банк с Mac OS | Да |
| Возможна ли отправка платежей через веб-интерфейс интернет-банка с мобильных устройств | Да, только с планшета |
| Наличие мобильного банка | Да, только просмотр операций |
| Наличие и стоимость информирования о движении по счёту по SMS (в месяц) | Да, 0 |
| Availability of information on the movement of the account by email. mail | Yes |
| Integration with online accounting (Elba, My business) | Not |
Tariffs on the site
1)
The license was revoked from the bank.
A full table of all banks can be found here .
A few recommendations for choosing a bank
1) Decide what is most important to you. Cost of service, manufacturability or individual services. If you work with a tablet or mobile phone, choose a bank where you can send payments from mobile devices. If you want to accept payments on the site, see if the bank has Internet acquiring. If you work with cash, pay attention to the fee for receiving and issuing cash and the cost of a cache card (similar to a checkbook).
2) Carefully study the rates. When opening a current account, you will need a card with sample signatures. It can be certified by a notary or a bank. The costs of certifying the card and the necessary documents are not included in the cost of opening an account and are paid separately. The cost of connecting an Internet bank usually does not include issuing a certificate and issuing a USB key. They are also paid separately.
3) Leave a request to open an account on the bank's website. This will help to reduce the period of verification of documents by security.
4) Check the list of documents required to open an account. If you need an extract from the USRIP, order it in advance, since after registering the IP, it will no longer be issued. The usual statement is made 5 working days.
5) If you plan to open a plastic card in the same bank, then look at the tariffs for transferring money from a current account to a card. For example, in Alfa-Bank, transfers to a personal card of up to 150,000 rubles. per month are free. After that, a commission of 0.5% of the transfer amount is charged, at least 100 rubles.
Which bank do you use? What do you like, what don't you like? Write in the comments.
