November 11, 2015 at 18:296 convenient mobile banks for business
Review of mobile banks for business from “ I love SP ”
At the beginning of the year we published a rating of the best banks for business . Since then, several banks have lost their licenses, and new players have appeared on the market. Today we have selected six banks that have convenient mobile applications for entrepreneurs.
Additionally, for each bank, we calculated the cost per year. It includes a fee for opening a current account, connecting to an Internet bank, monthly maintenance and sending ten payments.
We hope this article helps you choose the right bank for your business.
Alfa Bank
Alfa-Business Mobile mobile bank works on iPhone, iPad, Android smartphones and tablets. You can use the application immediately after connecting to the Internet bank (the login and password are the same). In the free version, you can view the account balance, receive statements and information about the bank. To send payments, you must activate the Mobile Payment service (59 rubles per month).
In October, Alfa-Bank completely updated Alfa-Business Mobile. Now a list of tasks has appeared on the main screen. These are payments to be signed or sent, as well as errors and drafts.
In the ribbon, you can see the entire history of transactions, including payments that are planned to be credited. (This is money that has been credited to the bank's correspondent account, but has not yet been credited to the bank account.)
To pay the bill to the counterparty, you can repeat the payment from the tape or fill it out with the new details. Another useful feature is sending a PDF of the completed payment by e-mail.
Cost per year - 14 778 rubles.
Opening an account - 0
Connecting Alfa-Business Online - 990 rubles.
Monthly service at the Startup tariff - 1090 rubles. (13 080 rubles per year)
Up to 5 payments via Internet banking per month - free
Alfa-Business Mobile - 59 rubles. per month (708 rubles per year)
Download on the App Store , Google Play (there is a demo version)
Bank Point
Bank Point is a new service from the creators of Banka.ru. He appeared at the end of 2014 after the license was revoked from the bank and his team moved to Otkritie Financial Group. Now Point is a separate branch of one of the largest private financial groups in Russia.
The Point mobile bank works on iPhone, iPad, Android smartphones and tablets. In addition to functions such as viewing the available balance or account transactions, in the application you can generate payment by photo and invoice the counterparty. There is analytics on customers, suppliers and costs, as well as the ability to check the partner for TIN.
Cost per year - 15,000 rubles.
Opening an account - 0
Connecting to Internet banking - 0
Monthly maintenance at the tariff “To Begin” - 1250 rubles. (15 000 rub.)
Up to 5 payments via Internet banking per month - free
Download on the App Store , Google Play (there is a demo version)
Modulbank
Modulbank is a new service for entrepreneurs on the basis of Regional Credit Bank. Modulbank has a tariff without a monthly fee, so it is best suited for beginning entrepreneurs.
The mobile bank runs on iPhone, iPad, Android smartphones and tablets. In the application you can view the account balance and transaction history, send payments, manage accounts and cards. There is a chat for quick communication with an assistant, accountant and lawyer (connected separately).
Cost per year - 900 rubles.
Opening an account - 0
Connecting to Internet banking - 0
Monthly service at the Start-up tariff - 0
The cost of one payment order is 90 rubles.
Download on the App Store ,Google play
Sberbank
Sberbank Business Online application works only on iPhone and iPad. The mobile bank has all the necessary functions: viewing the balance sheet, transaction history, creating payments according to templates (to counterparties that have already paid).
Cost per year - 19,650 rubles.
Opening an account - 2400 rubles.
Internet banking connection - 960 rubles.
Electronic key issue - 990 rubles.
Monthly account maintenance - 600 rubles. (7200 rubles a year).
Monthly maintenance of Internet banking - 650 rubles. (7800 rubles a year).
The cost of one payment order is 30 rubles.
Download in the App Store (there is a demo version)
Intesa Bank
Intesa Bank's mobile client only works on iPad and Android tablets. In the application, you can view the available balance, account statements, as well as create payments according to templates and free details.
Cost per year - 9945 rubles.
Opening an account - 1700 rubles.
Internet banking connection - 450 rubles.
USB dongle release - 375 rub.
Monthly account maintenance - 0
Monthly Internet banking service - 600 rubles. (7200 rubles a year).
The cost of one payment order is 22 rubles.
Download on the App Store , Google Play (there is a demo version)
Raiffeisenbank
The ELBRUS Mobile app works on iPhone, iPad, Android smartphones and tablets. There is only a paid version, 190 rubles. per month.
In the application, you can view the available balance, the operation log, send account details by e-mail and SMS, create payments by templates.
Cost per year - 12 840 rubles.
Opening an account - 0
Connecting to Internet banking - 0 rubles.
Monthly service at the “Start” tariff - 880 rubles.
Mobile bank Elbrus Mobile - 190 rubles. per month (2280 rubles)
Up to 3 payments via the Internet bank per month - free
Download in the App Store , Google Play (there is a demo version)
The Bank of Moscow, Promsvyazbank and UBRD also have mobile applications for business. But in them you can only view operations without sending payments.
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If you plan to become an entrepreneur and want to open a current account with Modulbank, then we will prepare all documents for free. Read more about the promotion on our website .
