Apple Pay, Samsung Pay, Android Pay: what's the difference?

    Sundar Pichai at the Mobile World Congress in Barcelona announced the Android Pay API. Now, three technology giants immediately have products with the same names - these are Pay from Apple, Samsung and Google. Despite this, they are completely different. Under the cut - in more detail about what their differences are .


    Apple Pay and Samsung Pay will work in different places

    The meaning of Apple Pay and Samsung Pay is to give a person the opportunity to buy goods in stores using their phone, replacing them with plastic cards. Apple Pay works on the latest iPhones, but card readers should work with NFC. Two hundred thousand retailers support Apple Pay, but not all of them support NFC.

    Here Samsung has an advantage: thanks to the purchase of LoopPay , the S6 phone allows you to pay for the purchase on terminals that support only rolling magnetic cards. The company claims that thirty million outlets in the world can potentially work with Samsung Pay.

    LoopPay in action

    Android Pay is a platform, not a ready-made service for shopping in stores

    Since 2011, Google has Google Wallet, which allows you to shop in stores on NFC. But Android Pay is an application programming interface, a platform that will allow developers to add new features of secure payments in online stores and retail outlets. Pay will complement Google Wallet.

    Google has high hopes for Android Pay. For many people, the platform will be the easiest way to pay for goods. Pichai expects widespread adoption of innovative Android Pay services in China and India.


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