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Home | First Citizens Federal Credit Union

https://www.firstcitizens.org/

First Citizens' is here to help make them become a reality As a credit union, we're able to offer more than just products - we also offer care and support. Want to manage your spending? Build a budget? Grow your savings? Connect with one of our friendly Relationship Support Advocates today.

Online Banking | First Citizens Federal Credit Union

https://www.firstcitizens.org/digital/online-banking

Online Banking We want to help you manage your accounts quickly and easily Get instant access to your personal or business account information anytime, anywhere, whenever it’s convenient for you, wherever you are - at home, at work or on the road with First Citizens' Online Banking.

First Citizens' Federal Credit Union

https://online.firstcitizens.org/login?next=%2F

First Citizens' Federal Credit Union · Mortgage. 30 Year Fixed APR*. 5.750%. More Info> · Deposit. 1 Year Certificate APY*. 0.45%. More Info> · Jumbo Loan. 30 Year. To positively and meaningfully impact our customers by providing financial products and services that are easy to obtain and convenient to use, while at the same time creating and maintaining a positive presence in communities ...

Pay Your Loan - First Citizens' Federal Credit Union

https://www.firstcitizens.org/personal/borrow/pay-your-loan

First Citizens’ Federal Credit Union PO Box 4107 Woburn, MA 01888-4107 In addition to those fee free options, you may call our Contact Center at 1-800-642-7515 to pay your loan for a $7.50 processing fee. We encourage members to take advantage of the options listed above prior to calling a representative.

Rates - First Citizens' Federal Credit Union

https://www.firstcitizens.org/rates

Jun 24, 2026 · Access to line of credit for first ten years (draw period) followed by 10-year repayment period. The index is Prime Rate as posted October 1st each year effective January 1st (Prime – 2.00%) Maximum loan amount cannot exceed 80% of the current home’s current appraised value less any existing mortgage liens.

Locations - First Citizens' Federal Credit Union

https://www.firstcitizens.org/locations

We want you to have the freedom to access your money when you want, without incurring costly fees. To help you avoid fees when using some other banks’ ATMs, we’ve joined the SUM® Program. This alliance of local banks and credit unions lets you make surcharge-free withdrawals at ATMs in the SUM program that displays the SUM logo.

Term Certificates & IRAs | First Citizens Federal Credit Union

https://www.firstcitizens.org/personal/save-and-spend/term-certificates-and-iras

A Term Certificate pays a higher dividend rate for investing your money for a locked period of time. We have many terms for everyone, from three months to five years with a $500.00 minimum balance. Dividends are compounded and paid to your account monthly. You may elect to have your dividends transferred to another account at the credit union; or we can send you a dividend check monthly. There ...

Checking - First Citizens' Federal Credit Union

https://www.firstcitizens.org/personal/save-and-spend/checking

Checking First Citizens' believes banking should be easy & tailored to our member's needs We offer a variety of different checking account options to fit any lifestyle- whether you're a student, on a fixed budget, a retiree, on active military duty or a veteran.

Why First Citizens'? | First Citizens Federal Credit Union

https://www.firstcitizens.org/about/our-community/why-first-citizens

For over 80 years, First Citizens’ has offered stability and evolving products to ensure that our members reach their financial goals and feel secure. We employ over 150 full-time and part-time employees who care about our community. At First Citizens’ Federal Credit Union, we believe in building strong, long-lasting relationships.

Personal Banking Login | First Citizens Federal Credit Union

https://www.firstcitizens.org/personal/save-and-spend/personal-banking-login

200 Mill Road - Suite 100 - Fairhaven, MA 02719 800-642-7515 NMLS# 402997 © 2026 First Citizens Federal Credit Union.

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