October 10, 2008 at 22:44How can I personally face a crisis? And you? And to us all?
Here is a discussion of the crisis and came to Habr. After reading a few topics about what a crisis is, where it came from, I basically understood the mechanism. But the main thing that I still do not understand is how will this very crisis affect me personally? And everyone can (or already asks himself) this question.
So the questions that, I think, concern most ordinary IT mortals:
1. What will happen to (my web design studio, programmer’s office, advertising agency, SEO, copywriting)? - substitute the right to taste.
2. How will the crisis affect mine (loans, mortgages, bank deposits, car loans, etc.)?
3. How will the crisis affect my standard of living (gasoline, food, utility bills, a general change in the price level)?
I think I will not be mistaken if I say that for the most part, it experts are quite far from the global economy, politics, watch TV a little and are interested in what is happening in the world besides their industry.
But now what happens in the world is what you want, if you want, but it can affect everyone if this one does not live in the forest on subsistence farming.
Speak out who thinks on these three questions about the consequences for themselves personally.
ps About myself
1. All the same, the crisis will hit us, I think indirectly. Since we work with organizations that themselves often borrow on loans, in case of problems they will begin to cut costs, and we will be one of the first to be cut. Website and advertising on the Internet is not the most important when the question is about the survival of the company.
2. There is a mortgage loan. It would be nice if my bank went bankrupt and I got an apartment for nothing. But I'm probably not good at it - it's too good to be true. Another question is what will the bank do if inflation tramples at a frantic pace. I have a fixed rate on a loan. And if in the future you can only buy a box of matches for this bet? Is it me, with one salary I will repay a loan for an apartment? :-)
3. Gasoline is a significant part of the cost. I still do not understand - if oil falls in price, then gasoline, in theory, should also become cheaper. Something is not yet visible.
So the questions that, I think, concern most ordinary IT mortals:
1. What will happen to (my web design studio, programmer’s office, advertising agency, SEO, copywriting)? - substitute the right to taste.
2. How will the crisis affect mine (loans, mortgages, bank deposits, car loans, etc.)?
3. How will the crisis affect my standard of living (gasoline, food, utility bills, a general change in the price level)?
I think I will not be mistaken if I say that for the most part, it experts are quite far from the global economy, politics, watch TV a little and are interested in what is happening in the world besides their industry.
But now what happens in the world is what you want, if you want, but it can affect everyone if this one does not live in the forest on subsistence farming.
Speak out who thinks on these three questions about the consequences for themselves personally.
ps About myself
1. All the same, the crisis will hit us, I think indirectly. Since we work with organizations that themselves often borrow on loans, in case of problems they will begin to cut costs, and we will be one of the first to be cut. Website and advertising on the Internet is not the most important when the question is about the survival of the company.
2. There is a mortgage loan. It would be nice if my bank went bankrupt and I got an apartment for nothing. But I'm probably not good at it - it's too good to be true. Another question is what will the bank do if inflation tramples at a frantic pace. I have a fixed rate on a loan. And if in the future you can only buy a box of matches for this bet? Is it me, with one salary I will repay a loan for an apartment? :-)
3. Gasoline is a significant part of the cost. I still do not understand - if oil falls in price, then gasoline, in theory, should also become cheaper. Something is not yet visible.