Online box office vs blockchain: you didn’t know this, but thought about it?

    Usually mini-studies are of two types: more similar to technical analysis - with beautiful graphs, lots of numbers and other wonders of statistics; or those that are close to fundamental analysis: a description of the principles of the formation of the phenomenon under study, the disclosure of essential relationships, etc.

    The second approach is close to me, but due to its popularity, I often have to resort to the first one way or another.

    As always, at the end there is an annotation of what is stipulated in the article, and for now, some important observations on the ubiquitous Federal Law No. 54 (figuratively it is called “On Online Cash Boxes”, although in reality it has a much more prosaic name: “On the application -cash equipment in cash payments and (or) settlements using electronic means of payment ”).



    I had to wait a long time for an article to appear on Habré, after which the main questions will disappear. There she is .

    For those who love the graphical presentation - a good photo according to the scheme of the CCP since 2017.

    Take a look at this photo-graphic: I don’t want to say with 100% probability, but for me it is too much like a blockchain.

    However, here are a few important points.

    In the Russian Federation, a lot of different ways were discussed about the possibilities of cryptocurrencies and block chains:

    1. Pension funds want to implement a system without a single center;
    2. Masterchain was tested back in 2016;
    3. The Central Bank generally began to advocate for the blockchain: “from the point of view of means of payment, we have something to use, and here perhaps the blockchain will provide a reserve that will allow the banking system to be transferred to a new quality”;
    4. Qiwi really wanted to create a “crypto ruble”, but the Central Bank made it clear that so far it is “more about blockchain than about digital money”.

    But then a reasonable question arises: “why do we need online cash desks at all?” .

    Let's look at what lawyers call innovation:

    1. “By and large, the only innovation of the law is that now customers will be able to require the store to send an electronic copy of the check to their email or phone” (this is exactly from the article above);
    2. In fact, hitherto unknown subjects appeared - OFD (fiscal data operators);
    3. In addition, starting in 2018, online cash desks will essentially become a ubiquitous phenomenon for business, i.e. they will have to be applied (practically) by everyone.

    I don’t know if it’s just me, but a logical question arises: “ why complicate everything again? ”.

    It’s possible, of course, to launch the weapon of revelation , which is now popular , but Habr is another story .

    Therefore, I am interested in a purely organizational and economic issue: blockchain without any intermediaries allows you to record any information (especially since for an electronic check the speed is not as critical as, say, for arbitration on the exchange or “instant” money transfers). Objections to hardware decisions are accepted, but to be honest - I do not see them.

    And now, the numbers.

    In Russia, 3 854 688 legal entities and 3 708 450 individual entrepreneurs. Total, 7 563 138. Let only half of the legal entities (I think that many more, but not important for the order of numbers) and 90% of private individuals (because private individuals are always a specific person and if I, say, have participation in three LLCs, then the IP will still have only one thing: to close - it is possible, but only) they will use online cash desks through the OFD.

    According to the law, no more than 3,000 rubles per year . Till.

    In this case, we get: 5,782,032,000 rubles a year according to the Law and 10,012,815,000 rubles. for SP.

    Total - more than 15,000,000,000 according to my most conservative estimates. Let it be somewhat wrong, even erroneous. Let be. Believe me, this is not important for understanding the order of numbers. But there will still be maintenance, adjustment, one-time registration, etc. And, I think, with time, additional, not free, but necessary services will appear.

    Billions of rubles out of the blue. Although, until 2018, the blockchain community has a margin of time and strength, which means that it would be possible to make the indicated easier and cheaper . The only question is that this is not necessary, is it?

    So, the meaning of this mini-study is to ask questions:

    1. Software and hardware developers - how much better is this than blockchain-based solutions? And not even in the context of 2017, but, say, the next 3 years.
    2. To state bodies and officials : isn’t the system transparent, which was originally created as an “open book for recording necessary events”?
    3. To the Habro community : Is it not logical to start using the first in the world that in 5-10 years many will use ( judging by Japan and not only )?

    Yes, I understand ( and understood about 10 years ago ) that fees are a unique opportunity with the help of the Constitutional Court (for example, here and there ) to increase the amount of state budget revenues by legal (but for many - not legitimate) methods.

    The question for Habr is still different : not so long ago (in 2011) the Federal Law No. 161 “On the national payment system” was adopted, which I talked about more than once. And not even two. This law essentially destroyed the legal nature of electronic money and reduced them to the level of one of the types of cashless payments.

    What did it turn out to be? The fact that after the advent of cryptocurrencies, the Central Bank desperately began to propagate the untenable theory of monetary surrogates, which completely killed the desire not only among exchangers, aggregators, but even retailers to engage in "digital money": including such giants (No. 2 in the TOP 100 of 2016) as Yulmart.

    Although, I remind you that the same WebMoney appeared back in 1998, when another “local” crisis was raging in the world (yes, it was not only in the Russian Federation): and there was enough time to turn such tools as Qiwi terminals, unique (no matter how bad I personally feel) WMR, WMZ, etc. wallet mechanism As a result: the electronic payment market has become 100% banking; banking segment, in turn, is bursting at the seams with perpetual license revocation (pro Masterbank and his successors toldnot once); and the cryptosphere, despite a whole special law with complex terminology, remains unregulated. Moreover: crypto-resources continue to be blocked, and therefore money flows out of the budget with a full-flowing river (btc-e, localbitcoins, exmo are only the first, but not the only examples ).

    So it turns out that from a legal, organizational and economic point of view, Federal Law 54 is another super-illogical solution that introduces temporary measures where global and systemic changes can and should be made: or is everything simpler? ..

    Before the article’s summary, there’s an opinion that I literally met today at one of the heated discussions: “undoubtedly, the introduction of online cash desks will cause a massive reduction in personal income, as in the situation with raising insurance premiums in 2013. Probably, our legislator does not even suspect what “ridiculous incomes” are for the majority of individual entrepreneurs using UTII and PSN and even STS, especially take a province where there is simply no work. People sometimes become sole proprietors and continue to be simple, so as not to be considered an unemployed citizen. ” I don’t presume to judge him - I leave it as it is: however, one question still remains - “will this give rise to a new, local black market?” .

    So, the article discusses:

    1. Federal Law 54 in terms of strategic tasks facing the economy of the Russian Federation;
    2. Questions are being raised before the it community about what is wrong with the blockchain since FZ 54 was so needed?
    3. Finally, the facts are presented that FZ 54 is another temporary solution for obtaining revenue items by the budget of the Russian Federation, which nevertheless in the long run will lead to further problems with private capital.

    PS And yes, this article is not about cryptocurrencies, but about the phenomenon of online cash registers, therefore it is located here, and not on GT.

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