August 12, 2009 at 13:57How we built a payment acceptance system. Short review
If a client wants to part with money in order to purchase a product and service he likes, then probably the main task of any online store is to help him part with money quickly and without pain right here, without getting up from a chair lovingly installed in front of the monitor.
Let scold the Webmoney system. All the same, for convenience, speed of reaction and ease of payment, the client has no equal.
Paypal and moneybookers do not even compare. The reasons for the negative attitude towards these electronic payment systems are many. I think, not only with us. Sad experience is available. If there is interest in this issue, I will delve into it next time.
Therefore, webmoney connected immediately. Even those who don’t start WM wallets can buy a webmoney recharge card or paymer check. I bought it, entered the code in the corresponding payment field, made it.Curtain, music playing. Purchase completed.
Further, by the convenience and speed of processing, credit card processing. Here we experimented for a long time.
The widely advertised Chronopay system was especially remembered.
That's who knows how to make money on inexperienced clients.
You are connected, advertising has started, credit card money has been sprinkled. Chronopay does not joyfully notice that part of the payments come from Nigeria (and cardholders are respectable Americans, British, Germans). Month 2 passed. And here we first heard the terrible word chargeback (chargeback).
The point is simple. A client comes to the bank and says what kind of transaction it is. I didn’t buy anything and therefore didn’t pay ... What kind of service is this, I hear it for the first time. A request bank in Chronopay. Why removed the nth amount?
We provided a service, evidence too. The billing system has fixed everything.
And Chronopay in response with a sweet voice, we all understand, we sympathize, we take away the money, and even a fine for you ... For what?
As soon as we realized that we needed to keep track of who pays us and from which country, we created our own department for monitoring payments. Risky payments began to be returned. Then Chronopay rebelled. He was not interested in working with us.
In general, received, had fun, counted, shed tears.
But armed with experience, written off losses, went further.
We decided to try liqpay. Surprisingly, the system was clearly underrated.
The best part is they beat the chargebacks to the last. If an online store has provided a service or product (and it has proved it), then the lycpea's concern is to deal with the claim.
The second plus is the instant withdrawal of money to a credit card or bank account. There is no hold (this is when the processing company seems to credit your money to your balance sheet, but does not give it back to you), there are no predatory interests.
Honestly, I could not believe that everything would be so sweet. Six months have passed, so far we are satisfied.
There is a lively, though somewhat sleepy support.
The next act was connecting ukash.
This required some effort. True, the results so far are not encouraging, despite one, but a tangible plus, in our opinion, is the advertisement on their site.
About this and much more in the next block.
Have a nice day and less rake on the way :)
Let scold the Webmoney system. All the same, for convenience, speed of reaction and ease of payment, the client has no equal.
Paypal and moneybookers do not even compare. The reasons for the negative attitude towards these electronic payment systems are many. I think, not only with us. Sad experience is available. If there is interest in this issue, I will delve into it next time.
Therefore, webmoney connected immediately. Even those who don’t start WM wallets can buy a webmoney recharge card or paymer check. I bought it, entered the code in the corresponding payment field, made it.
Further, by the convenience and speed of processing, credit card processing. Here we experimented for a long time.
The widely advertised Chronopay system was especially remembered.
That's who knows how to make money on inexperienced clients.
You are connected, advertising has started, credit card money has been sprinkled. Chronopay does not joyfully notice that part of the payments come from Nigeria (and cardholders are respectable Americans, British, Germans). Month 2 passed. And here we first heard the terrible word chargeback (chargeback).
The point is simple. A client comes to the bank and says what kind of transaction it is. I didn’t buy anything and therefore didn’t pay ... What kind of service is this, I hear it for the first time. A request bank in Chronopay. Why removed the nth amount?
We provided a service, evidence too. The billing system has fixed everything.
And Chronopay in response with a sweet voice, we all understand, we sympathize, we take away the money, and even a fine for you ... For what?
As soon as we realized that we needed to keep track of who pays us and from which country, we created our own department for monitoring payments. Risky payments began to be returned. Then Chronopay rebelled. He was not interested in working with us.
In general, received, had fun, counted, shed tears.
But armed with experience, written off losses, went further.
We decided to try liqpay. Surprisingly, the system was clearly underrated.
The best part is they beat the chargebacks to the last. If an online store has provided a service or product (and it has proved it), then the lycpea's concern is to deal with the claim.
The second plus is the instant withdrawal of money to a credit card or bank account. There is no hold (this is when the processing company seems to credit your money to your balance sheet, but does not give it back to you), there are no predatory interests.
Honestly, I could not believe that everything would be so sweet. Six months have passed, so far we are satisfied.
There is a lively, though somewhat sleepy support.
The next act was connecting ukash.
This required some effort. True, the results so far are not encouraging, despite one, but a tangible plus, in our opinion, is the advertisement on their site.
About this and much more in the next block.
Have a nice day and less rake on the way :)
